Resources
The reading we wish every merchant had before they signed.
Rates, dual pricing, switching processors, hardware placement, and high-risk — short, specific, no blog-farm fog.
Rates · 6 min
How credit card processing rates actually work
Interchange, assessments, markup, and the junk fees that turn a 1.8% file into a 3.4% statement.
Rates · 5 min
Interchange-plus vs flat-rate: which one you actually want
Square-style stickers are simple. They are also often expensive once volume shows up. Here is how to choose.
Programs · 5 min
Dual pricing, explained without the sales fog
Two posted prices. One terminal. The card-brand bill stops coming out of your margin.
Operations · 7 min
How to switch processors without wrecking a Saturday
The actual sequence: statement, underwriting, hardware, go-live, then cancel the old account.
Rates · 6 min
How to read a merchant statement in ten minutes
Volume, fees, effective rate, and the line items processors hope you never add up.
Hardware · 4 min
What ‘free POS equipment’ actually means
Placement vs purchase vs lease. Software fees. What happens if you leave.
High-risk · 6 min
What a high-risk merchant account actually is
MCC, chargebacks, delayed delivery, and why ‘declined’ is usually a routing problem.
Security · 5 min
PCI, EMV, and chargebacks — the short version
What you actually owe as a merchant, and what the processor owes you back.
Free rate review
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