Pricing

Named fees. No sticker fog.

We do not sell a 2.9% + 30¢ poster. We price the file — interchange-plus, dual pricing, or high-risk custom — and put every dollar on the page.

Most operators

Interchange-plus

You pay the card-brand interchange, plus a named markup and a per-item fee. Debit, rewards, and Amex are not blended into a sticker.

  • Markup disclosed in writing
  • No mystery PCI or anniversary junk
  • Best when you want to audit the file
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Cash-friendly counters

Dual pricing

Post a cash price and a card price. Card-brand costs move to the customer who chooses card. Compliant signage included on boarding.

  • Two posted prices, no surprise
  • Works on PayAnywhere hardware
  • Often the sharpest net for retail and QSR
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By underwriting

High-risk custom

Priced to the vertical, the chargeback history, and the sponsor bank. We put the number on the page before you switch.

  • Sponsor matched to MCC
  • Reserves explained, not sprung
  • Backup MIDs when volume moves
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Hardware software fees

Devices are placed at no upfront cost for qualified merchants. Monthly software is named here so it never shows up as a surprise.

DeviceHardwareSoftware
PayAnywhere Smart TerminalFree placement$24.95/mo software
Payanywhere CoreFree placement$54.95/mo software
PayAnywhere Smart KeypadFree placement$24.95/mo software
PayAnywhere 3-in-1 ReaderFree placementPairs to your phone

What we do not charge

  • Anniversary or ‘membership’ fees invented at month 13
  • PCI non-compliance theater on a hosted terminal
  • Equipment leases that outlive the restaurant
  • A blended rate that hides interchange

How you get a number

Send a statement. We rebuild effective rate, model interchange-plus and dual pricing, and tell you if we cannot beat it. That is the product. There is no public sticker because your debit mix is not your neighbor’s.

Start the review

Free rate review

Ready to lower your rates?

Send a statement. We return a number. No obligation, no hardware hostage contract.